Saving tens of billions of dollars is a strong point.That will never happen. There is no point to it.
This is like saying Falcon 9 will never happen and there is no point to it back in 2010.
SpaceX has a proven record beyond LEO. Falcon Heavy is already performing the first lunar Gateway module launch and they just launched the Europa clipper.
Or are you suggesting SpaceX gets the whole moon mission and there is no point going half way and fitting the existing ESM and Orion onto Starship? It's hard to tell from your short post if you are a SpaceX lover or hater.
I'm not a fan of the excessive number of orbital refueling flights with the proposed Starship HLS system. I prefer for everything to get smaller as you approach the destination. I would then have a small methane fueled lunar lander with a gross weight under 100 ton that can fit inside Starship. Then a 1,000 ton Starship can do multiple trips back and forth from Earth orbit to Moon orbit. This smaller Starship only requires 4-5 Earth refueling flights from Earth for each round trip to the moon surface. I assume there will be a large space station in LEO which would also be the refueling depot. The Moonship and Lander can then be inspected at the space station after each flight. I think inspections and system tests are critical.
With the Lunar lander about 75% of the fuel is required for descent and only 25% for ascent. I would then have the fuel for descent in a large "drop tank" that remains on the moon surface. These "drop tanks" become accommodation modules. The methane tank then becomes accommodation and the oxygen tank remains oxygen storage. Each moon landing mission then places a drop tank to create a circle. Then a large inflatable dome is placed in the middle.