I always assumed that the heavy glazing and supposed observer in the tail of the Albemarle was an acceptance of the appalling situational awareness available to the ventral gunner through his periscope, the observer at least being able to communicate the direction of incoming aircraft over a 180+ degree angle (note the glazing in the rear fuselage side as well as the tail). That said, I can imagine it being frustrating to be that observer and not have at least a K-gun to shoot back with given the sense of vulnerability that would have come with his location in the aircraft.
Exactly. Green and Swanborough described that role as a "fire-controller". Once the belly turret was eliminated, one wonders why the fire-controller position was retained? Or, as you say, arm the tail position.
RAF Bombers Part 1, MacDonald and Janes, London, 1979, page 17